Introduction - If you have any usage issues, please Google them yourself
In OFDM transmission, all the available subcarriers from the DFT is not used for data transmission. Typically some subcarriers at the edge are left unused to ensure spectrum roll off. For the example scenario, out of the available bandwidth from -10MHz to +10MHz, only subcarriers from -8.1250MHz (-26/64*20MHz) to +8.1250MHz (+26/64*20MHz) are used.
This means that the signal energy is spread over a bandwidth of 16.250MHz, whereas noise is spread over bandwidth of 20MHz (-10MHz to +10MHz), i.e.